Get Your Home Market Ready Without Paying Upfront
Up to $50,000 may be available for eligible home preparation expenses, including repairs, painting, landscaping, and staging.
Preparing your home for sale often involves repairs, updates, staging, or other improvements that can help make a strong first impression. For some homeowners, covering those expenses before selling can be a challenge.
That's why we offer the Market Ready Program.
Qualified sellers may be able to access funds to prepare their home for the market without paying upfront. Funds can be used for a variety of eligible home preparation expenses, allowing you to focus on getting your home ready to sell.
What Can Market Ready Funds Be Used For?
Market Ready funds can be used for expenses related to preparing a home for sale, including:
•Repairs
•Interior or exterior painting
•Landscaping
•Home staging
•Addressing requested repairs
•And many other home preparation expenses
Program Highlights
Access up to $50,000 for eligible home selling expenses
Simple application process with an offer available in just a few minutes
Soft credit inquiry with no impact to your credit score
No mortgage or lien placed on the property
Annualized interest rate averages approximately 1% per month
Qualification is based on factors including FICO score (minimum 680), available home equity, and list price
Available for properties owned by individuals, LLCs, trusts, and estates
The first $5,000 may be available through direct deposit after acceptance
Repayment is handled through the closing process
How It Works
1. Apply
Complete the Market Ready application from your computer, tablet, or mobile device.
2. Access Your Funds
Once your application is accepted, you'll receive access to funds that can be used for eligible home preparation expenses. Funds are available for up to six months.
3. Repayment
Repayment information is provided to you, your real estate agent, and the title or escrow company. Funds used are typically repaid from the proceeds at closing. If the home does not sell, the loan is due after 12 months.
Is Market Ready Right for You?
If you're planning to sell your home but want to complete repairs, improvements, or other preparations before listing, Market Ready may be an option worth exploring.
Contact us today to learn more about the program and whether you may qualify.
Frequently Asked Questions
Q: What is the Market Ready Program?
A: The Market Ready Program is designed to help qualified sellers access funds for eligible home preparation expenses before the home is sold.
Q: What expenses may be covered?
A: Funds may be used for repairs, painting, landscaping, staging, requested repairs, and other eligible home preparation expenses.
Q: How much funding may be available?
A: Qualified sellers may access up to $50,000 for eligible home selling expenses.
Q: Does applying affect my credit score?
A: No. The application includes a soft credit inquiry that does not impact your credit score.
Q: Is a mortgage or lien placed on the property?
A: No mortgage or lien is placed on the property.
Q: How long are the funds available?
A: Funds are available for up to six months after acceptance.
Q: How is repayment handled?
A: Repayment information is provided to you, your real estate agent, and the title or escrow company. Funds used are typically repaid from the proceeds at closing.
Q: What happens if my home does not sell?
A: If the home does not sell, the loan is due after 12 months.
Q: Who may qualify?
A: Qualification is based on factors including FICO score, available home equity, and list price. The minimum FICO score is 680.
Q: What types of property ownership are eligible?
A: The program is available for properties owned by individuals, LLCs, trusts, and estates.
Q: Is any money available right away?
A: The first $5,000 may be available through direct deposit after acceptance.
By Scott Carpenter, Founder | The Carpenter Group | Keller Williams Greater Metropolitan
Scott Carpenter | Lakewood REALTOR® | Keller Williams Greater Metropolitan
13000 Athens Ave. Suite 3330
Lakewood, OH 44107
(216) 616-7898 | scott@thecarpentergrouphomes.com | www.thecarpentergrouphomes.com
